Apply For Personal Loan In Chennai Online At Lowest Interest Rates

Apply for a personal loan in Chennai with Lendbox for the most transparent, hassle free, fast and affordable service. Low interest rate, quick approval and completely online process from applying to disbursement. Registrations are free for a limited time, Apply now or learn more below.

Chennai is a bustling metropolitan city in India and has a thriving economy. It's also one of the largest technical centers of the world. The city is the third biggest contributor to the Indian GDP and is the home to several large-scale national and international companies. The numbers are likely to grow as it has been ranked by The Economist among the top 120 cities in the world in the 2025 City Competitive Index.

Personal Loan In Chennai Online

Chennai has a largely diverse cosmopolitan economy. Software, automobiles, financial services, healthcare, and hardware manufacturing are some of the leading industries. The southern metropolis has a thriving financial services market and people take personal loans to serve their wants.

A Personal Loan Can Be Used For Multiple Financial Needs. Such as:

  • Debt consolidation
  • Paying off credit card dues
  • Financing home improvements and/or remodelling
  • Paying for marriage expenses
  • Paying for higher educationmily member
  • Paying off medical bills
  • Buying a car
  • Funding a vacation

Why You Should Get A Personal Loan From Lendbox

The capital of Tamil Nadu employs a prosperous young workforce in its industrial sectors. Salaries are often the best in segment and the personal loan market is showing exponential growth over the last few years and traditional financial institutions are not sufficient enough to serve everyone.

Banks reject thousands of applications because of their centuries old credit assessment process while Lendbox is a much more reformed system and relies on big data analytics and looks deeper than just credit or CIBIL rating.

Peer to peer lending is an emerging personal loan service in Chennai as well as the rest of the country. Peer-to-peer (P2P) lending is carried out on the Internet where you can avail a loan directly from the lenders with no agents or brokers in between. Thus, the interest rates too are much lower than the traditional lending platforms. There's minimum paperwork involved and loans are almost sanctioned instantly. You are also not geographically limited and can get a loan from anyone anywhere in India or beyond.

Eligibility criteria

  • Applicant should be a resident of India
  • He/should be above 21 years of age
  • Should have a valid identity proof
  • Must have an operational bank account

Docuements Required

Some of the commonly required documents to avail a personal loan for salaried individuals are as follows.

Photographs Yes
Identity Proof (any one of the following) PAN Card, Adhaar Card, Voter ID, Passport
Date of Birth Proof (any one of the following) PAN Card, Passport
Signature Proof (any one of the following) PAN Card, Signature verification from your bank, Passport
Address Proof (any one of the following) Passport, Bank Statement, Voter ID
Contact Proof (any one of the following) Post paid Mobile Bill (last month), Post paid Landline Bill (last month)
Bank Statements Last 6 months
Proof of Income Last year's Business/Personal ITR or Income Declaration

Documents required for self-employed applicants:

Photographs 2
Identity Proof (any one of the following) PAN Card, Adhaar Card, Voter ID, Passport
Proof of office address (any one of the following) Maintenance bill/utility bill
Office ownership proof (any one of the following) Electricity bills/maintenance bills/property documents
Income proof(any one of the following) Income Tax returns for last two years/profit & loss account, balance sheet and auditors report
Proof of existence (any one of the following) Company registration certificate/Tax registration certificate
Bank Statements Latest current and savings account copy for a year
Existing EMIs Sanction letter/payment record

Use the button below to apply for a personal loan




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