Peer To Peer Lending Now In India With Lendbox

RBI's Licensed NBFC-P2P Lending Platform

With P2P lending, you can avail quick personal loans or lend money online to earn great returns. Lendbox is India's leading peer to peer lending marketplace that connects high quality creditworthy borrowers with smart lenders online.

Register Online   Quick Process   Paperless Verification
100% Transparency   Monthly Returns

Want to Invest     Need a Loan

Registered Investors
Registered Borrowers
Average Returns
357 Mn
Amount Disbursed
902 Mn
Asked Last Month

RBI Certified NBFC - P2P Lending Platform

Lendbox NBFC-P2P License  

Lendbox is an RBI (Reserve Bank Of India) registered NBFC-P2P Lending Company and operates adhere to RBI released guidelines for peer to peer lending to provide a hassle-free borrowing and lending experience.

How Peer To Peer Lending Can Help You?

A peer to peer lending platform connects credit seeking individuals with lenders willing to multiply their surplus wealth. Lendbox has been trusted by doctors, engineers, businessmen and many more for their investing and financing needs.

higher ROI investment

Want to invest

  • Earn higher interest returns on your investments as much as 36%
  • Invest as low as Rs. 10,000 in multiple verified & creditworthy borrowers
  • Earn monthly returns and without any hidden charges
unsecured personal loan

Need a loan

  • Save more with low interest rates as low as 12%
  • Hassle free borrowing process, interact with investors directly
  • Avail small loans Rs. 25,000 to Rs. 5,00,000 without any hidden charges

Why you should invest in p2p lending?

Lendbox makes money lending much more safe, easy and rewarding in India. With p2p lending, you can create a seamless passive income stream with regular monthly repayments. We operate with a mission of keeping our costs low compared to traditional financial institutions by cutting out the middleman and pass all of the the savings directly to our investors who get high returns and borrowers who are charged low interest rates.

p2p lending verification
Strong Borrower Screening

Every borrower at Lendbox goes through a strong screening process of over 200 data points verified by experienced underwriting professionals.

higher return investment
Higher Returns

With P2P lending, you can earn better returns than most traditional investment options. Interest rates at Lendbox range between 12%-36% depending on the risk appetite.

p2p lending with better ROI
Increase Your Potential earnings

Create passive income with regular monthly repayments as borrowers pay back with EMI's

How to invest in P2P Lending?

Peer to peer lending or p2p lending is a great alternative investing platform. It is easy to understand and more rewarding than traditional investment options. Over 10,000 investors actively use Lendbox to grow their savings.

Simply register with your basic KYC details for free and pay a small activation fee of Rs.500 to get access to our huge pool of verified credit-worthy borrowers and diversify your investment across various categories and start getting repayments with EMI's from the very next month.

Our Proven Process Produces Results

Lendbox has simplified the process of lending and borrowing. It also gives you complete control of lending and borrowing at your own terms

1. Register

2. KYC as per RBI Guidelines

3. Lendbox Verification

4. Start Bidding or Reaching out to Investors

5. Loan Disbursement

What Is Peer To Peer Lending?

Peer to peer lending or P2P Lending, is the practice of borrowing and lending money directly through an online platform like Lendbox, making it affordable to get loans online compared to banks. Through peer to peer lending, Lendbox is poised to change the way India lends and borrows.

At your discretion, you select the people you want to invest in or get a loan from. At Lendbox, you have the power to choose your terms and enjoy complete transparency.

I belong to Delhi and I invested Rs. 35,000 in A. Sindhu who is based in Mumbai. Lendbox made this possible in the most seemless way.

@Y. Agarwal, New Delhi

Lendbox | peer to peer lending in India

Global Recognition

What our Customers say about us?

Press Coverage

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Awards and Achievements

peer-to-peer lending
NASSCOM Emerge 50 2016

Lendbox is one of India's top 50 emerging companies as per NASSCOM for Start-ups

peer-to-peer lending
IBM SmartCamp

Lendbox is one of the top 10 companies chosen to present at the IBM SmartCamp for Fintech

Frequently Asked Questions

What is P2P Lending and how it works?

Peer to peer lending is a method of lending capital to borrowers on a mutually-agreed interest rate through an online platform like Lendbox which acts as a marketplace.

P2P platforms verify each and every borrower at the time of registration, either as an investor or borrower. This ensures that the information that you see online about each member is verified to the best of their capabilities. Lendbox collects and authenticates Personal, Professional, Social and Financial details from each potential borrower.

Once a borrower and investor come to a mutual agreement, Lendbox helps them legalize the transaction by signing a formal contract.

Is P2P Lending legal in India?

Yes, P2P lending is a legal business regulated by the Reserve Bank of India. No organization can carry on the business of P2P lending without obtaining a certificate of registration from the Reserve Bank. Lendbox is an RBI-certified NBFC-P2P.

Is P2P Lending safe?

Investors at Lendbox have access to a wide range of borrowers with varied risk profiles, giving them an opportunity to create diverse portfolios. With strong assessment and collection mechanism, Lendbox makes P2P lending much safer than many other investment options available.

Peer to peer lending is an excellent investment option as it has a higher return on the capital. The emergence of P2P lending has enabled many individuals to lend money directly to prospective borrowers in a hassle-free manner without the involvement of the banks and FIs. But just like any other investment, it has its own risks. However, these risks can be mitigated by intelligently diversifying your borrower portfolios.

The main risk involved with peer to peer lending is the risk of default by the borrower. Lendbox has an in-house recovery team as well as RBI-registered collection agencies as well to help the lenders in such cases.

How much can you make from P2P lending?

Returns from P2P lending are generally higher compared to traditional investment options like a Fixed Deposit or Mutual funds. You can choose the desired rate of interest you want to invest at depending on your risk appetite. Lendbox offers a wide range of interest rate options varying between 12% - 36% per annum.

Is Lendbox a Pan-India operation?

Yes, you can invest or borrow through Lendbox in all metropolitan cities within India.

Is my personal and financial information secure on Lendbox?

Yes, Lendbox has taken extensive measures including incorporating 128 bit SSL encryption to ensure that your personal and financial information is safe with us. Information will only be shared with any third party after the user's prior consent.

Have more questions? Register and our team will connect with you.

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