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RBI Certified NBFC P2P Platform

India's Leading Peer to Peer Lending Platform

Lendbox is one of the leading P2P Lending platforms in India with thousands of investors earning an average of more than 16% in annual returns lending money online. Register as an investor to get your p2p lending investment plan now!


Registered Investors


Amount Disbursed


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Asked Last Month


Average Returns

What Is a Peer to Peer Lending Platform?

A peer to peer lending or P2P Lending platform facilitates borrowing and lending money directly through an online platform like Lendbox, making it affordable to get loans online compared to banks. Lendbox is poised to change the way India lends and borrows.

p2p lending india

Investing in consumer credit at scale was previously accessible only by banks. Companies like Lendbox have opened the doors of this asset class to retail and institutional investors. The P2P process is simple - people looking to borrow apply for loans, and their applications are carefully screened. As an investor, you can spread your money across multiple loans in increments as low as ₹500, and receive monthly payments.

At your discretion, you select the people you want to invest in or get a loan from. At Lendbox, you have the power to choose your terms and enjoy complete transparency.

How Peer to Peer Lending can help you

Want to invest ?

1. On an average, our investors earn a return of 16 - 18% (risk adjusted, net returns)

2. Start investing from just ₹ 10,000

3. Earn monthly returns without any hidden charges

4. Very low risk alternate investments

Need a loan ?

1. Save more with low interest rates as low as 12%

2. Hassle free borrowing process, interact with investors directly

3. Avail small loans of ₹ 5000 to ₹ 5,00,000 without any hidden charges

4. 100% online without any hidden charges

Why should you invest in P2P Lending?

Lendbox makes P2P lending safer, easier and more rewarding. With P2P lending, you can create a seamless passive income stream with regular monthly repayments. We operate with a mission of keeping our costs low compared to traditional financial institutions by cutting out the middleman and pass all of the the savings directly to our investors who get high returns and borrowers who are charged low interest rates.

Strong Borrower Screening

Every borrower at Lendbox goes through a strong screening process of over 200 data points verified by experienced underwriting professionals.

Higher Returns

With P2P investing, you can earn better returns than most traditional investment options. Interest rates at Lendbox range between 12% - 20% depending on the risk appetite.

Increase Your Potential earnings

Create passive income with regular monthly repayments as borrowers pay back with EMIs.

How to invest in P2P Lending ?


Get a Loan in 5 Simple Steps




KYC as per RBI Guidelines


Lendbox Verification


Start Bidding or Reaching out to Investors


Loan Disbursement

Global Recognition


Our Co-founders are one of the 30 under 30 Forbes Asia, 2017, Finance and Venture Capital

G20 Germany 2017

Lendbox will be representing Indian Fintech in G20 conference to discuss digitalisation of financial sector

Awards and Achievements

NASSCOM Emerge 50 2016

Lendbox is one of India's top 50 emerging companies as per NASSCOM for Start-ups

IBM SmartCamp

Lendbox is one of the top 10 companies chosen to present at the IBM SmartCamp for Fintech

Frequently Asked Questions

What is P2P Lending and how does it work ?

Peer to peer lending is a method of lending capital to borrowers on a mutually-agreed interest rate through an online platform like Lendbox which acts as a marketplace.
P2P platforms verify each and every borrower at the time of registration, either as an investor or borrower. This ensures that the information that you see online about each member is verified to the best of their capabilities. Lendbox collects and authenticates Personal, Professional, Social and Financial details from each potential borrower. Once a borrower and investor come to a mutual agreement, Lendbox helps them legalize the transaction by signing a formal contract.

Is P2P Lending legal in India?

Yes, P2P Lending is a legal business regulated by the Reserve Bank of India. No organization can carry on the business of P2P lending without obtaining a certificate of registration from the Reserve Bank. Lendbox is an RBI-certified NBFC-P2P.

Is P2P Lending safe?

Investors at Lendbox have access to a wide range of borrowers with varied risk profiles, giving them an opportunity to create diverse portfolios. With strong assessment and collection mechanism, Lendbox makes P2P investing much safer than many other investment options available. Peer to peer investing is an excellent investment option as it has a higher return on the capital.
The emergence of P2P Lending has enabled many individuals to lend money directly to prospective borrowers in a hassle-free manner without the involvement of the banks and FIs. But just like any other investment, it has its own risks. However, these risks can be mitigated by intelligently diversifying your borrower portfoli The main risk involved with peer to peer investing is the risk of default by the borrower.
Lendbox has an in-house recovery team as well as RBI-registered collection agencies as well to help the lenders in such cases.

How much can you make from P2P Lending?

Returns from P2P Lending is generally higher compared to traditional investment options like a Fixed Deposit or Mutual funds. You can choose the desired rate of interest you want to invest at, depending on your risk appetite. Lendbox offers a wide range of interest rate options varying between 12% - 27% per annum.

Is Lendbox a Pan-India operation?

Yes, you can invest or borrow through Lendbox in all metropolitan cities within India.

Is my personal and financial information secure on Lendbox?

Yes, Lendbox has taken extensive measures including incorporating 128 bit SSL encryption to ensure that your personal and financial information is safe with us. Information will only be shared with any third party after the user's prior consent.

Lendbox does not guarantee any returns on the capital. Lendbox is a tech platform and it does not assume any credit risk on behalf of its users.

Our Core Team

Ekmeet Singh linkedin

Co-founder and CEO, Lendbox

Bhuvan Rustagi linkedin

Co-founder and COO, Lendbox

Jatin Malwal linkedin

Co-founder and CTO, Lendbox