Earn up to 14% p.a.
with Lendbox
High quality debt investments with consistent returns - now available for the Indian retail investor. Curated options for every risk appetite, minimum investment ₹10,000.
How it works
Open an account in 5 minutes
Register
We only need your PAN card and an address proof
Choose investment strategy
Select your preferred risk category and duration of investment
We allocate your funds
Make a deposit, and our investment engine invests based on your settings
Reinvest, or withdraw monthly
Either compound your earnings or opt for monthly payouts
Time Tested
The ultimate boost for your investment portfolio
Founded in 2015, Lendbox has helped unlock unprecedented returns for its investors. We achieved regulatory compliance from RBI in 2018 and are headquartered in New Delhi.
Why Lendbox
We offer India’s largest stack of retail debt investments
Everything you need to control your Lendbox investments is available in a single app
Wide range of financial products based on your preferences. Make informed decisions and retain complete control of your portfolio.
A dedicated relationship manager will help you make better financial decisions and grow your money.
Our investors can choose to withdraw their earnings monthly, at maturity, or even cash out before maturity.
Download our app
Enjoy the Lendbox experience seamlessly on your Android or iOS phones.
Create Wealth
This is how your money can compound and grow with Lendbox
Diversifying your investments means you can maximize earnings while remaining within your chosen risk bracket.
One-time deposit
₹5,00,000
Monthly deposit
₹10,000
Risk level
Conservative
Lendbox
₹5,04,167
Traditional investing
₹5,01,250
Partner with us
Help your investors grow their wealth
This is why thousands of our Wealth partners from all over India love and trust Lendbox.
I have been a huge fan of the Settlement Financing investment for the last 2 years. I have made upwards of 12% a year. Recommended the same investment to my friends too. Lendbox team has been helpful in clarifying my doubts about associated risks
Aman Tandon
Modinagar, U.P.
I have been a huge fan of the Settlement Financing investment for the last 2 years. I have made upwards of 12% a year. Recommended the same investment to my friends too. Lendbox team has been helpful in clarifying my doubts about associated risks
Any questions?
If you need help getting started, managing your portfolio or if you’re wondering whether Lendbox is the right choice for you, these frequently asked questions may help.
How does Lendbox manage the risk of default?
Lendbox follows a robust credit assessment policy to bring only the most creditworthy borrowers to the platform. We categorize borrowers by risk and allocate funds in a manner that reduces the risk of capital erosion for our investors. In higher risk categories, we invest as little as ₹100 per loan account and go only as high as ₹5,000 in low risk categories.
How much fees will I have to pay?
We charge 1% of funds deposited as investment fee. This fee is deducted from the first repayment you receive. We only charge a fee on funds deposited and not on subsequent reinvestments of your repayments. Our charges are the lowest among all other P2P platforms in India.
How hands-on do I have to be to invest with Lendbox?
Lendbox allows you to either manually screen and select your investments on our platform or opt for the Auto-investment. In the latter, our proprietary borrower selection algorithm takes into account your risk tolerance and accordingly create a portfolio that gives you the best possible return on investment.
What if Lendbox closes its doors?
We’ve been around since the beginning of P2P investment in India, and plan to stay around for a long, long time. If due to unforeseen circumstances, we are forced to close our doors for business, all loan agreements will still be valid as they have been signed between the respective investors and borrowers.
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