Peer To Peer Lending In India | Borrow Or Lend Money Online With P2P Lending

14303

Registered Investors

139345

Registered Borrowers

24.38%

Average Returns

357 Mn

Amount Disbursed

902 Mn

Asked Last Month

RBI Certified NBFC - P2P Lending Platform

Lendbox is an RBI (Reserve Bank Of India) registered NBFC-P2P Lending Company and operates adhere to RBI released guidelines for peer to peer lending to provide a hassle-free borrowing and lending experience.

How Peer To Peer Lending Can Help You?

A peer to peer lending platform connects credit seeking individuals with lenders willing to multiply their surplus wealth. Lendbox has been trusted by doctors, engineers, businessmen and many more for their investing and financing needs.

Want to invest

Earn higher interest returns on your investments as much as 36%
Invest as low as Rs. 10,000 in multiple verified & creditworthy borrowers
Earn monthly returns and without any hidden charges

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Need a loan

Save more with low interest rates as low as 12%
Hassle free borrowing process, interact with investors directly
Avail small loans Rs. 25,000 to Rs. 5,00,000 without any hidden charges

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Why you should invest in p2p lending?

Lendbox makes money lending much more safe, easy and rewarding in India. With p2p lending, you can create a seamless passive income stream with regular monthly repayments. We operate with a mission of keeping our costs low compared to traditional financial institutions by cutting out the middleman and pass all of the the savings directly to our investors who get high returns and borrowers who are charged low interest rates.

Strong Borrower Screening

Every borrower at Lendbox goes through a strong screening process of over 200 data points verified by experienced underwriting professionals.

Higher Returns

With P2P lending, you can earn better returns than most traditional investment options. Interest rates at Lendbox range between 12%-36% depending on the risk appetite.

Increase Your Potential earnings

Create passive income with regular monthly repayments as borrowers pay back with EMI's

How to invest in P2P Lending?

Peer to peer lending or p2p lending is a great alternative investing platform. It is easy to understand and more rewarding than traditional investment options. Over 10,000 investors actively use Lendbox to grow their savings.

Simply register with your basic KYC details for free and pay a small activation fee of Rs.500 to get access to our huge pool of verified credit-worthy borrowers and diversify your investment across various categories and start getting repayments with EMI's from the very next month.

Our Proven Process Produces Results

Lendbox has simplified the process of lending and borrowing. It also gives you complete control of lending and borrowing at your own terms

1. Register

2. KYC as per RBI Guidelines

3. Lendbox Verification

4. Start Bidding or Reaching out to Investors

5. Loan Disbursement

What Is Peer To Peer Lending?

Peer to peer lending or P2P Lending, is the practice of borrowing and lending money directly through an online platform like Lendbox, making it affordable to get loans online compared to banks. Through peer to peer lending, Lendbox is poised to change the way India lends and borrows.

At your discretion, you select the people you want to invest in or get a loan from. At Lendbox, you have the power to choose your terms and enjoy complete transparency.

I belong to Delhi and I invested Rs. 35,000 in A. Sindhu who is based in Mumbai. Lendbox made this possible in the most seemless way.

@Y. Agarwal, New Delhi

Global Recognition

Our Co-founders are one of the 30 under 30 Forbes Asia, 2017, Finance and Venture Capital

Lendbox will be representing Indian Fintech in G20 conference to discuss digitalisation of financial sector

FRANKFURT, GERMANY, JANUARY 26, 2017

What our Customers say about us?

I found P2P lending at Lendbox is a great platform for serious lenders & serve as one of the avenues for diversification of the overall portfolio. I found the platform & staff to be less restrictive, flexible & always adapting to the constructive feedback. Lendbox lived upto their commitment so far & I wish the team luck for the future path.

A. Bansal
Investor

One of the best Peer to Peer lending platform I have ever experienced. The best thing I liked about Lendbox is that they are professional to the core. The whole experience of borrowing has been excellent and the team was always there to assist throughout the borrowing journey. Customer centric approach of LendBox is really commendable and is definitely a WoW experience. I strongly recommend LendBox to everyone for lending or borrowing needs.

S. Thukral
Borrower

Lendbox is a truly innovative P2P lending platform that understands Indian context of borrowing and lending and the related safety. The team is very responsive to queries and the platform has variety of borrowers to diversify risk.

I. Kukade
Investor

Lendbox helped me in the time when i really needed the money. I am really thankful as it helped our family at the time of emergency. Team is really co-operative and they fulfilled what they promised.

Bhanu Gautam
Borrower

Lendbox is India's one of the best loan platform and top peer to peer club. My best business partner for all my business loan solution. Always Applied for the business loan got the loan in super fast process. Lendbox is everything they said, quick response, best customer service and quick loan disbursement. If you are in need of a loan then Lendbox is the place to go. I highly recommended. My five star rating to Lendbox Team. Thank you for always supporting me and making my business life easy.

Imran Cheulkar
Borrower

Thanks to Lendbox I got my loan within 48 hours. Lendbox support was very assistive and they helped me get funded within 24 hours

Ajay Sethi
Borrower

Lendbox has been the only ray of hope when, others closed their doors on me

Biswajit Mishra
Borrower

LendBox is definitely going the extra mile in terms of customer satisfaction. In P2P lending, I was very unsure of how much support I would receive from a facilitator site, but LendBox just proved to me that it values its business and its customers. Cheers and Kudos.

Karan Rao
Investor

Press Coverage

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Awards and Achievements

NASSCOM Emerge 50 2016

Lendbox is one of India's top 50 emerging companies as per NASSCOM for Start-ups

IBM SmartCamp

Lendbox is one of the top 10 companies chosen to present at the IBM SmartCamp for Fintech

Lendbox does not guarantee any returns on the capital. Lendbox is a tech platform and it does not assume any credit risk on behalf of its users.

Frequently Asked Questions

What is P2P Lending and how it works?

Peer to peer lending is a method of lending capital to borrowers on a mutually-agreed interest rate through an online platform like Lendbox which acts as a marketplace.

P2P platforms verify each and every borrower at the time of registration, either as an investor or borrower. This ensures that the information that you see online about each member is verified to the best of their capabilities. Lendbox collects and authenticates Personal, Professional, Social and Financial details from each potential borrower.

Once a borrower and investor come to a mutual agreement, Lendbox helps them legalize the transaction by signing a formal contract.

Is P2P Lending legal in India?

Yes, P2P lending is a legal business regulated by the Reserve Bank of India. No organization can carry on the business of P2P lending without obtaining a certificate of registration from the Reserve Bank. Lendbox is an RBI-certified NBFC-P2P.

Is P2P Lending safe?

Investors at Lendbox have access to a wide range of borrowers with varied risk profiles, giving them an opportunity to create diverse portfolios. With strong assessment and collection mechanism, Lendbox makes P2P lending much safer than many other investment options available.

Peer to peer lending is an excellent investment option as it has a higher return on the capital. The emergence of P2P lending has enabled many individuals to lend money directly to prospective borrowers in a hassle-free manner without the involvement of the banks and FIs. But just like any other investment, it has its own risks. However, these risks can be mitigated by intelligently diversifying your borrower portfolios.

The main risk involved with peer to peer lending is the risk of default by the borrower. Lendbox has an in-house recovery team as well as RBI-registered collection agencies as well to help the lenders in such cases.

How much can you make from P2P lending?

Returns from P2P lending are generally higher compared to traditional investment options like a Fixed Deposit or Mutual funds. You can choose the desired rate of interest you want to invest at depending on your risk appetite. Lendbox offers a wide range of interest rate options varying between 12% - 36% per annum.

Is Lendbox a Pan-India operation?

Yes, you can invest or borrow through Lendbox in all metropolitan cities within India.

Is my personal and financial information secure on Lendbox?

Yes, Lendbox has taken extensive measures including incorporating 128 bit SSL encryption to ensure that your personal and financial information is safe with us. Information will only be shared with any third party after the user's prior consent.

Have more questions? Register and our team will connect with you.

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RBI Certified NBFC - P2P Lending Platform