Invest Smart With Peer To Peer Lending

Create Stable Passive Income With P2P Lending

Make the most out of your savings and earnings with Lendbox. Fulfil your short and long term investment goals with 100% Transparency.

Invest as low as ₹3,000 for a period as short as 3 months
Earn as high as 36% in returns
Get regular monthly returns
RBI registered NBFC-P2P lending company

Start here

RBI Certified NBFC - P2P Lending Platform

Lendbox NBFC-P2P License  

Lendbox is a RBI registered NBFC-P2P Lending Company that operates in compliance with the peer-to-peer lending guidelines issued by the RBI, to provide a hassle-free borrowing and lending experience.

Why you should invest in p2p lending?

With P2P lending, you can lend capital to borrowers and earn fixed returns on a mutually negotiated interest rate - as high as 36% and for a duration ranging from just 3 months to 36 months and create a seamless passive income with regular monthly repayments.

p2p lending verification
Strong Borrower Screening

Every borrower at Lendbox goes through a strong screening process of over 200 data points verified by experienced underwriting professionals.

higher return investment
Higher Returns

With P2P lending, you can earn better returns than most traditional investment options. Interest rates at Lendbox range between 12%-36% depending on the risk appetite.

p2p lending with better ROI
Increase Your Potential earnings

Create passive income with regular monthly repayments as borrowers pay back with EMI's

Feature One

Create Passive Income

Lendbox is a Peer-to-Peer lending platform, which lets creditworthy borrowers and willing investors transact for short to medium term personal loans. Lendbox uses a transparent, convenient and efficient system to facilitate these loans.

All borrowers at Lendbox undergo a rigorous financial, personal, professional, and a social background check that is performed through the use of sophisticated technology and machine learning algorithms.

Investors at Lendbox have access to wide range of borrowers with varied risk profiles, giving them an opportunity to create diverse portfolios. With strong assessment and collection mechanism, Lendbox makes P2P lending much safer than many other investment options available.

Invest money online

How Lendbox can help you grow your savings

P2P Lending Vs Others

p2p lending interest rates

Financial Institutions provide limited products for investments and low returns on options such as fixed deposits. Mutual funds are limited with regards to the investors they attract as they require high capital commitments over a long period of time. Finally, equity markets are highly volatile and require a significant holding capacity and risk appetite and even then returns are not guaranteed.

Lendbox bridges this gap by offering a new fixed income asset class that is not only safe and secure, but also offers ROIs as high as 36% along with flexible investment tenure.

Emergence of P2P lending has empowered individual investors to lend money directly to borrowers in hassle-free environment and without any involvement of banks and Fis.

Over 17,000 investors are earning an average return of 25% per annum through Lendbox, you can be one of them. Start now!

Register as Investor


Some of the key advantages of lending through Lendbox are :

  • Attractive returns - as high as 30%
  • Access to a wide range of Pre-verified creditworthy borrowers
  • Systematic and detailed credit analysis by sophisticated technology and experienced professionals
  • Diversified portfolio of borrowers
  • Convenient and transparent processing system with no hidden charges
  • Opportunity to negotiate with the borrower before closing a deal
  • Support in collections when required
  • Recommended score and interest rate along with approved amount

Lendbox follows an out of the box approach to credit assessment through a perfect blend of big data analytics and highly qualified professionals. Some of the factors we thoroughly assess are:

  • Net Salary and expenditure trends
  • Educational Qualification and Professional History
  • Professional industry type and total asset holding
  • Number of total jobs held and frequency of job changes
  • Utility bills such as mobile, electricity etc.
  • Credit card expenditure and limits
  • Locality of stay
  • Online spending behavior and many other non-traditional data points

In total, we review over a 1,000 data points to ensure that a borrower is accurately profiled, and that an investor gets authentic information to help in the decision making.

Feature Two

Lendbox is a platform for people with an unconventional approach to investing. Lendbox can help an investor earn higher returns on their idle cash. This is like investing in people rather than lending, with a lower risk factor and higher returns.

The registration process to become an investor is fast and simple. Some of the basic requirements to be eligible to become an investor are:

  • You must be a resident of India
  • You must be more than 21 years old
  • You must have a valid Indian bank account
  • You must have a valid PAN card
  • You must abide by Lendbox's Terms & Conditions
  • You must adhere to Investor's code of conduct
  • You must register your details on the website https://www.Lendbox.in
Identity Proof PAN Card
Address Proof (any one of the following) aadhaar Card / Voter ID / Passport

Feature Three

Investing at Lendbox is very similar to stock market investments but with a much much less risk. Lendbox is all about investing in people through a transparent, convenient and efficient process.

The process of investing in borrowers is fairly simple and streamlined.

  • Registration : Register your personal and professional details on Lendbox. We do basic checks on the information provided and ask for some documentation
  • Account activation: Lendbox verifies the information provided and activates the account
  • Browsing and selecting borrowers: Active investors can browse through the list of borrowers on the platform with varied risk profiles
  • Deal close and agreement signing: Investors can negotiate and close deals with individual borrowers and Lendbox facilitates the agreement signing
  • EMI payments: All borrowers are encouraged to issue standing instructions in favour of their investors to make monthly payments easy and paperfree
  • After loan disbursement: Lendbox intervenes for any delayed monthly payments and investors even have an option to engage an RBI registered recovery agency through Lendbox in case of major defaulters

We may put limitations on your account at any time if we believe it is in order to comply with our legal obligations.

Feature Four

Registration fee: Non-refundable registration fee of Rs 500 is applicable at signup for a new Investor.

Investment fee: An additional fee of Rs 500 is applicable for every 1 lac (Rs 100,000) committed for investment on Lendbox.

The returns you earn by investing through Lendbox depend on your risk appetite. So, you decide the risk profile of borrowers you want to invest in and Lendbox will facilitate the process afterwords.

Non-Payment of EMI: In case the borrowers do not transfer the EMI by the due date, additional penal interest would be applicable as per the loan agreement signed between the Investors and their respective borrowers and will be applied to the due amount for the duration of delay, which Borrowers will be liable to pay the Investor.

Lendbox does not guarantee any returns on the capital. Lendbox is a tech platform and it does not assume any credit risk on behalf of its users.

Register as Investor

Frequently Asked Questions

What is Lendbox?

Lendbox is a RBI licensed NBFC-P2P platform licensed conducting peer-to-peer operations where willing investors interact with pre-verified crediworthy borrowers to lend short to medium term unsecured loans.

How can I become a member on Lendbox?

You can register on our website as an investor or a borrower, depending on your needs, and only if you meet our eligibility criteria.

What if Lendbox closes its doors?

If you have Invested in people through Lendbox and due to some unforeseen circumstances we have to close our doors for business, all loan agreements will still be valid as they have been signed between the respective investors and borrowers.

Where is Lendbox located?

Lendbox's headquarters are in Delhi NCR.

Is Lendbox a Pan-India operation?

Yes, you can invest or borrow through Lendbox regardless of the region you reside in within India.

Is my personal and financial information secure on Lendbox?

Yes, Lendbox has taken extensive measures including incorporating 128 bit SSL encryption to ensure that your personal and financial information is safe with us. Information will only be shared with any third party after the user's prior consent

How can i delete my account on Lendbox?

If due to any unfortunate circumstance a user decides to leave us, her/his account can be deleted by writing a mail to our support team along with a reason for the deletion.

Have more questions?

Get in touch
Contact us
  • +91-7291027919
  • Request a call back
  • [email protected]