Invest Smart With Peer To Peer Lending
Invest in India's newest asset class
Make the most out of your savings and earnings with Lendbox. Fulfil your short and long term investment goals with 100% Transparency. Zero to medium risk options available.
Invest as low as ₹ 10,000 for a period as short as 3 months
Earn as high as 27% in returns
Get regular monthly returns
RBI registered NBFC-P2P lending company
Asked Last Month
Lendbox is an RBI registered NBFC-P2P Lending Company that operates in compliance with guidelines issued by the RBI. In a recent landmark decision, RBI has increased the aggregate P2P exposure of a lender from ₹10 lakhs to ₹50 lakhs. Read more here.
Attractive returns - as high as 27%
Lendbox follows an out of the box approach to credit assessment through a perfect blend of big data analytics and highly qualified professionals. Some of the factors we thoroughly assess are:
In total, we review over a 1,000 data points to ensure that a borrower is accurately profiled, and that an investor gets authentic information to help in the decision making.
Lendbox is a platform for people with an unconventional approach to investing. Lendbox can help an investor earn higher returns on their idle cash. This is like investing in people rather than lending, with a lower risk factor and higher returns.
The registration process to become an investor is fast and simple. Some of the basic requirements to be eligible to become an investor are:
|Identity Proof||PAN Card|
|Address Proof (any one of the following)||aadhaar Card / Voter ID / Passport|
Investing at Lendbox is very similar to stock market investments but with a much much less risk. Lendbox is all about investing in people through a transparent, convenient and efficient process.
The process of investing in borrowers is fairly simple and streamlined.
We may put limitations on your account at any time if we believe it is in order to comply with our legal obligations.
Registration fee: Non-refundable registration fee of Rs 500 is applicable at signup for a new Investor.
Investment fee: An additional fee of Rs 500 is applicable for every 1 lac (Rs 100,000) committed for investment on Lendbox.
The returns you earn by investing through Lendbox depend on your risk appetite. So, you decide the risk profile of borrowers you want to invest in and Lendbox will facilitate the process afterwords.
Non-Payment of EMI: In case the borrowers do not transfer the EMI by the due date, additional penal interest would be applicable as per the loan agreement signed between the Investors and their respective borrowers and will be applied to the due amount for the duration of delay, which Borrowers will be liable to pay the Investor.
Lendbox does not guarantee any returns on the capital. Lendbox is a tech platform and it does not assume any credit risk on behalf of its users.
I found P2P lending at Lendbox is a great platform for serious lenders & serve as one of the avenues for diversification of the overall portfolio. I found the platform & staff to be less restrictive, flexible & always adapting to the constructive feedback. Lendbox lived upto their commitment so far & I wish the team luck for the future path.