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A Smarter Way To Create Wealth

Invest in India's newest asset class.

Now create wealth easily with Lendbox, fulfil your short term or long term investment goals with Lendbox. Find the right investment plan that suits your needs.

  • Start investing with just ₹10,000

  • Better returns, lower risk

  • Get regular monthly returns

  • RBI registered NBFC-P2P lending company

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Need a personal loan? Click here

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RBI Certified NBFC - P2P Lending Platform

Lendbox is an RBI registered NBFC-P2P Lending Company that operates in compliance with guidelines issued by the RBI. In a recent landmark decision, RBI has increased the aggregate P2P exposure of a lender from ₹10 lakhs to ₹50 lakhs. Read more

Why you should invest through Lendbox

With Lendbox, you can lend capital to borrowers and earn fixed returns on your investments, invest across multiple products and earn up to 25% in ROI and for flexible tenure from just 3 months to 36 months and create a seamless passive income with regular monthly repayments.

Simple and Easy

Lendbox is an easy to use lending platform, get your dedicated wealth manager to build and diversify your portfolio.

Greater Returns

Earn up to 2.5 times more of your FD returns with Lendbox low risk alternate investments, a safer and smarter way to multiply your savings.

Monthly Cashflow

Create passive income with regular monthly repayments as borrowers pay back with EMI's

Get started today


Register as a lender by providing basic KYC information and a one-time registrations fee of ₹ 500 +GST.

Choose your products

Invest across variety of products and build a diversified portfolio and better returns at lower risk.

Get monthly repayments

Receive monthly returns from the borrower and start growing your wealth. You also have the option to reinvest your earnings.

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Lendbox Minimizes Your Risk

At Lendbox, you can build a strong and diverse portfolio to ensure maximum returns at minimum risk.

Strong Borrower Screening

Lendbox screens a borrower across 200 parameters to check the creditworthiness of the borrowers to ensure the credibility of borrowers.

Dedicated Wealth Manager

Experienced wealth managers are always there to help you understand the products and build a strong portfolio.

Easy Diversification

Diversify across range of investments products to minimize the associated risks.

Robust Collection Mechanism

If needed, Lendbox has an in-house team for collection and an RBI registered recovery agency.

Press Coverage

Basing only 20 percent of its risk assessment engine on the CIBIL score, the platform assesses a borrower's credit-worthiness based on their social, professional, behavioural analysis.

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Using 25-30 parameters, these companies evaluate borrowers and put them in different risk categories. Those with a higher risk get loans at higher interest rates and a person deemed likely to repay the loan diligently gets lower rates.

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Lendbox is one of the most successful peer-to-peer lending platforms in India. By creating a conducive environment for borrowers and investors, Lendbox aims to revolutionize the personal loans market in the country

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A transparent, convenient and seamless system where creditworthy borrowers would be able to transact on short to medium term personal loans through individual or institutional investors.

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Robust underwriting process using Big Data Intelligence on more than 120 data variables

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Instead of just checking credit history and KYC norms, they also use big data to track spending patterns of customers.

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A transparent, convenient and seamless system where creditworthy borrowers would be able to transact on short to medium term personal loans through individual or institutional investors.

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The Indian lending market is vast, and there is an enormous potential for peer-to-peer loans. Also, the need for small loans is paving the way for peer-to-peer loans.

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The main objective of this startup started by Ekmeet Singh, Bhuvan Rustagi and Jatin Malwal, removes mediators like banks, depository institutions etc.

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Peer-to-peer lenders are pushing back on central bank proposals to regulate the online platforms, arguing the new rules would hamper the development of an industry in its infancy.

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In a country where access to formal credit has always been a problem, and loans from friends and family are common, P2P lending seemed like a no-brainer. And it didn't disappoint.

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Frequently Asked Questions

What is Lendbox?

Lendbox is a RBI licensed NBFC-P2P platform licensed conducting peer-to-peer operations where willing investors interact with pre-verified crediworthy borrowers to lend short to medium term unsecured loans.

How can I become a member on Lendbox?

You can register on our website as an investor or a borrower, depending on your needs, and only if you meet our eligibility criteria.

What if Lendbox closes its doors?

If you have Invested in people through Lendbox and due to some unforeseen circumstances we have to close our doors for business, all loan agreements will still be valid as they have been signed between the respective investors and borrowers.

Where is Lendbox located?

Lendbox's headquarters are in Delhi NCR.

Is Lendbox a Pan-India operation?

Yes, you can invest or borrow through Lendbox regardless of the region you reside in within India.

Is my personal and financial information secure on Lendbox?

Yes, Lendbox has taken extensive measures including incorporating 128 bit SSL encryption to ensure that your personal and financial information is safe with us. Information will only be shared with any third party after the user's prior consent

How can I delete my account on Lendbox?

If due to any unfortunate circumstance a user decides to leave us, her/his account can be deleted by writing a mail to our support team along with a reason for the deletion.

Have more questions ? Get in touch