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Get Instant Personal Loan Online with Lendbox

Register and submit documents online. Interest rates starting from 11.49%. Quick Registration.

Avail instant personal loans ranging from ₹50,000 to ₹5 Lakhs, not on a long term or short term but on your own terms. Experience a completely online and paperless process. Check your eligibility, Calculate EMI and Apply now!

  • Instant Personal Loan up to ₹5,00,000

  • Loan tenure up to 36 Months

  • Instant Approval

  • No Collateral Required

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How Does It Work?

Getting an instant loan from Lendbox is simple, fast and 100% transparent.

1. Register on our platform

2. Provide basic KYC details as per RBI guidelines

3. Submit your income documents and bank statement for the last 4 months

4. Credit Assessment

5. Quick Disbursement

6. Pay EMI through our automated mechanism

What is a Personal Loan?

An Instant Personal Loan or an Instant loan is a form of loan taken from a lender or a financial institution for personal uses such as family vacations, medical needs, consumer electronics and appliances, debt consolidation, credit card bill consolidation, wedding or any other such needs.

In a personal loan, lenders lend money to borrower at a fixed or floating interest rate for a certain period of time which can range from 3 months to 3 years or even more depending on the amount without providing any collateral or asset as security or a guarantor. After that borrower repays the loan amount with easy monthly installments.

What is Lendbox?

Lendbox is an online peer-to-peer lending platform that helps individual borrowers connect with vast base of institutional and individual lenders for funding their loan instantly on a negotiated interest rate.

Lendbox also provide instant loans through major banks and NBFCs, so we have you covered, if you slightly misses the eligibility criteria for banks and NBFCs, you can still get a personal loan through our individual lenders. Our credit assessment is much more flexible and relies on almost 300 data points not just your CIBIL score.

Benefits of taking an Instant Personal Loan from Lendbox

Instant Personal Loan Approval

With an approval rate of 45% and interest rates starting from just 12% per annum, Lendbox has served over 50,000 borrowers within a period of one year. Apart from that, below are some of the major features that make Lendbox best place to take loan in India. High Approval Rate

As we mentioned earlier, the approval rate for personal loan applications in Lendbox is over 45%. We have been able to serve a larger sector of people than that of banks because of our big data analytics engine and our better ability to understand customer profiles, their need, intent and ability to repay. Low Interest Rates

Interest rate of a personal loan on Lendbox starts from 12% per annum. Not much different than banks? Well, here's the catch, there are no hidden charges. Pay small processing fees and that too only at disbursement time plus there no charges for pre-closure so you can close your loan before the loan tenure without any extra charges. Note: Personal loans from banks and NBFCs will have high pre closure charges as per their standards; you can find that info further below in the page) Pan India Coverage

Lendbox operates in over 35 cities in India, which covers almost all big Tier I and Tier II cities. We can provide you a personal loan whether you're in Delhi, Bangalore, Hyderabad, Chennai, and Mumbai or anywhere else. Interested to take a loan from Lendbox for a short period? If yes, then simply use the sign up button below and fill the application form with accurate details and upload the required documents. You'll soon get a reply from our team.