Apply For Personal Loans in Delhi NCR Online With Lendbox

With lower repo rate in 2016, personal loans are readily available at lower rates in all the cities across India, and New Delhi is no exception. New Delhi, the capital of India is not just the political center but also a financial center of this magnanimous country.

The city has a very rich history and has a bright cultural heritage. It's a cosmopolitan city with multi-cultural and multi-ethnic population. Recently, the city has been selected to be developed as one of the smart city by the Government of India.

personal-loans-in-delhi-ncr

The city is home to several historic museums and other heritage sites. Some of the major attractions include the all famous The India Gate, Gandhi Smriti, Jantar Mantar, and many more. The city has immense residential expanse with exceptional core for business.

Most of the government organizations and businesses are spread all over the city in areas like chandni chowk, south extension, rajouri gardens, karol bagh, patpargunj, connaught place, mayur vihar, vasant vihar, dwarka, janakpuri etc.

You can avail personal loans from Lendbox for your home renovation, medical needs, wedding, travel, and various other reasons. For such loans you need to have a good credit history with adequate monthly income.

Certain other factors which are also considered while sanctioning loans include company in which you are employed, type of business (in case of sole proprietor), years in service etc. Based on various factors, the lenders will quote the sanction amount, tenure of the loan and the rates of interest.

Lendbox provides personal loans from as low as INR 50,000 to a maximum of INR 20,00,000, In most of the cases, minimum monthly salary of INR 20,000 is required to get a loan sanctioned. In order to get your loan sanctioned without any hurdle, it is important to have a good credit score. However, Lendbox offers loans even for moderate credit score.

Also Read: Personal Loans For Bad Credit/CIBIL Score

In order to get a personal loan, you need to satisfy the below mentioned criteria

  • You should be between 25 to 58 years of age.
  • You should be a salaried individual, drawing a monthly salary or a self-employed business owner with turnover of above 40 lacs per annum.
  • In case you are a salaried individual, you should draw a minimum of INR 20,000 as a monthly salary (this may differ based on location).
  • You should have been residing in your current residence for more than a year.
  • Also, you should have been into occupation for about one year.

Documents required for salaried applicants:

Photographs Yes
Identity Proof (any one of the following) PAN Card, Adhaar Card, Voter ID, Passport
Date of Birth Proof (any one of the following) PAN Card, Passport
Signature Proof (any one of the following) PAN Card, Signature verification from your bank, Passport
Address Proof (any one of the following) Passport, Bank Statement, Voter ID
Contact Proof (any one of the following) Post paid Mobile Bill (last month), Post paid Landline Bill (last month)
Bank Statements Last 6 months
Proof of Income Last year's Business/Personal ITR or Income Declaration

Documents required for self-employed applicants:

Photographs 2
Identity Proof (any one of the following) PAN Card, Adhaar Card, Voter ID, Passport
Proof of office address (any one of the following) Maintenance bill/utility bill
Office ownership proof (any one of the following) Electricity bills/maintenance bills/property documents
Income proof(any one of the following) Income Tax returns for last two years/profit & loss account, balance sheet and auditors report
Proof of existence (any one of the following) Company registration certificate/Tax registration certificate
Bank Statements Latest current and savings account copy for a year
Existing EMIs Sanction letter/payment record



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  • support@lendbox.in