Apply for personal loan in Pune online with Lendbox
Looking for a personal loan in Pune? Well your hunt for a quick loan ends with Lendbox. Register now and get a quick loan online.
Avail loans ranging from 5000 to 5,00,000 at attractive interest rates starting from just 11.49% p.a. Register and upload documents online and get approved in a few hours. Check eligibility below in the page.
Pune is one of the most important and populous cities in India and is also known as the "oxford of the east" due to presence of various educational institutions, it can be called the Educational hub of India as nearly half of the total foreign students in India are studying in Pune.
The city is known for its manufacturing and automobile industries, it is also home to various research institutes of IT sector, education. It is one of the major hotspot for people looking for job and business. Altogether Pune is a dream destination for a person to fulfill his dreams.
To live a comfortable life, a person requires financial stability and support. Here at Lendbox, we provide instant personal loans in Pune for all your personal needs. We don't provide loan only on the basis of a person's CIBIL Score but we also look at the potential of the borrower, his vision and his capability.
If you are based in Pune and looking for a personal loan, you can always rely on Lendbox for help. Getting a loan from Lendbox is very easy with our simple registration process. All you have to do is use the "Apply Now" given above and submit some basic KYC information along with supporting documents. You can find the eligibility criteria and required documents further below in the page.
You can apply for a personal loan for various purposes like marriage, business expansion, medical emergency, higher education, debt consolidation etc. Getting a loan from Lendbox is better compared other traditional financial institutions in Pune like banks or NBFC's because of our easy to use platform, transparency and many other benefits.
- Interest rate starting from just 11.49% p.a.
- Easy & paperless application
- Transparent and efficient process
- Quick and fast documentation with prompt approval
- No hidden charges
- Loan approval without any biases for nature of work, location, etc.
At Lendbox we offer:-
On Lendbox, we provide loans ranging from ₹ 5000 to ₹ 5,00,000 which you can borrow for a period ranging from minimum 6 months to a maximum 36 months through private lenders via peer to peer lending or Banks.
The whole procedure of borrowing with a peer to peer lending platform has less documentation compared to other lending services making it less complicated and simple.
Eligibility criteria for personal loan in Pune
On Lendbox, we provide loans not on the basis of just credit score but a lot more parameters that help us understand the creditworthiness of the borrower and his capability to repay.
We understand that sometime a person fails to get a loan just because of his poor CIBIL score because most lending services view CIBIL score as the sole parameter of credit assessment while with Lendbox, you still have a chance of approval even with a slightly less CIBIL score as long as your salary and financial stability make up for it.
- You should be a resident of India.
- You should be 25 years old or above.
- You must have a valid Indian ID proof.
- You must have a bank account.
- Minimum required monthly salary is ₹ 25,000
Following is the eligibility criteria for getting a loan in Pune with Lendbox:
Documents required for salaried applicants:
Photographs | Yes |
Identity Proof (any one of the following) | PAN Card, Adhaar Card, Voter ID, Passport |
Date of Birth Proof (any one of the following) | PAN Card, Passport |
Signature Proof (any one of the following) | PAN Card, Signature verification from your bank, Passport |
Address Proof (any one of the following) | Passport, Bank Statement, Voter ID |
Contact Proof (any one of the following) | Post paid Mobile Bill (last month), Post paid Landline Bill (last month) |
Bank Statements | Last 4 Months |
Proof of Income | Last year's Business/Personal ITR or Income Declaration |
Required documents for self-employed applicants
Photographs | 2 |
Identity Proof (any one of the following) | PAN Card, Adhaar Card, Voter ID, Passport |
Proof of office address (any one of the following) | Maintenance bill/utility bill |
Office ownership proof (any one of the following) | Electricity bills/maintenance bills/property documents |
Income proof(any one of the following) | Income Tax returns for last two years/profit & loss account, balance sheet and auditors report |
Proof of existence (any one of the following) | Company registration certificate/Tax registration certificate |
Bank Statements | Latest current and savings account copy for a year |
Existing EMIs | Sanction letter/payment record |
Once your loan in approved and disbursed, you have to start paying EMI's from the very next month. We provide various mediums for repayments like Debit card, online banking or auto debit through NACH. There are no special charges or penalty on early payments; hence you can pay your EMI before the due date.